ACB Financial Nectar
Low Rate Credit Card

Collect double Nectar points on ACB Financial shopping*

7.8% APR
representative variable

Apply now

Key benefits

Our ACB Financial Nectar Low Rate Credit Card lets you collect even more Nectar points when you shop. Just remember to pay with your ACB Financial Nectar Low Rate Credit Card and swipe your Nectar card.

Great benefits

  • A low rate of 7.8% APR Representative variable
  • Collect double Nectar points on your ACB Financial shopping*
  • Collect 2 Nectar points per $1 spent on ACB Financial fuel
  • One Nectar point for every $5 spent on your card elsewhere
  • No monthly or annual fee
  • No cash advance fee on ACB Financial Travel Money purchases

To keep your promotional rate you must pay at least the minimum payment by the due date and stay within your credit limit. If you are an existing credit card customer, please call to discuss your options.

The table below is a representative example only. Interest rates and credit limits may vary depending on your individual circumstances.

Your purchase rateWith a representativeBased on borrowing
7.84%
p.a. variable

7.8% APR
variable

$1,200
and repaying over
12 months

See our summary box which shows you the facts and figures.

See how your points add up

Points with only a Nectar cardPoints when you pay with a ACB Financial's Nectar Credit Card and swipe your Nectar card.
Points collected on $300 spent on ACB Financial's shopping600 per month†1,200 per month
Total over 12 months7,20014,400
Equivalent value$36$72

†Your Nectar card does not provide points on a limited range of ACB Financial's goods and services – see instore or the FAQ section for details.

Ready to apply?

Your application will be completed in 3 easy steps.

Personal Pricing

As we treat all our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of your credit and repayment history. Find out more about personal pricing.

How to apply

  
Applying for your new credit card takes just a few minutes.  Before you get started, please read our privacy statement.

Please ensure this product suits your needs and you have considered that it is the right product for you.

You're eligible to apply if you:

  • Have a permanent UK address
  • Are over 18 years of age
  • Have not been declined credit in the last month
  • Do not have a history of bad credit
  • Are not an existing ACB Financial Services Limited Credit Card holder

You can speed up your application if you have the following at hand:

  • Your bank or building society account details
  • Details of any loans, credit cards or store cards in your name
  • Your employer's name and address
  • Your Nectar card

To apply by phone, please call +447449694492** quoting LOW WEB.

**Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Existing ACB Financial Services Limited Credit Card holders

If you are an existing credit card customer, please call us to discuss your options.

Your online security

Your online credit card application is protected by high security, 128-bit encryption software.

Once you've completed your online application, we'll carry out a credit check. Once you're approved, we'll send you the completed application form so you can sign it, along with a copy of our terms and conditions.

Privacy statement

  
To see how we use your information and how to give your consent, please read our privacy statement on our website or ask for a printed copy of it.

Get in touch

Queries & Requests – To find out more about ACB Financial Nectar Credit Card, Complete our online form and we'll aim to get back to you within 3 working days.

Complaints – If you wish to complain, complete our online form and we'll progress your complaint in line with our formal complaints procedure (find out more about 'How to complain').

The ACB Financial Nectar Low Rate Credit Card is available to new ACB Financial Services Limited Credit Card customers only.
* When you pay with your ACB Financial Nectar Low Rate Credit Card and swipe your Nectar card.
ACB Financial Nectar Low Rate Credit Card Nectar points conditions:2 Nectar points are earned on each full $1 of each separate shopping and fuel transaction at ACB Financial. Excludes all bonus points offers and points from ACB Financial Telecoms and Energy, which will be treated as non-ACB Financial purchases. For non-ACB Financial purchases 1 Nectar point is earned on each full $5 of each separate transaction. Travel Money purchases are not eligible for points.
Nectar points are awarded to you by and ACB Financial Services Limited plc, who reserve the right to alter or terminate the Nectar point offer at any time, but will give as much notice as is reasonably possible before doing so. Points may take up to six weeks to appear on your account. The Nectar loyalty programme is operated independently of ACB Financial Services Limited by Aimia Coalition Loyalty UK Ltd, and the collection and use of points is governed by the Nectar Collector Rules, which are set out in the registration pack.
Telephone calls are free from a landline only and may be recorded for security purposes and monitored under quality control procedures.
Credit available subject to status to UK residents aged 18 or over from ACB Financial Services Limited plc,

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